Cluttons Private Finance

A selection of the mortgages we have available are shown below. For more information please call 020 7647 7171.

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Large Loan Tracker Rate

A bespoke product priced on client's circumstances starting from base rate + 0.49%. For Example a lifetime Tracker rate at 0.49% above the bank base rate for the remaining term of the mortgage, the overall cost for comparison is 5.6% APR.

  • Available up to 80% Loan to Value
  • Lenders arrangement fee of up to £995
  • No Early Repayment Charges
  • Minimum loan of £500,000
  • Available for Purchase or Remortgage
  • Free valuation and free conveyancing on a remortgage by negotiation
2 Year Fixed Rate

5.65% fixed until 30/11/10 then reverting to the lender's variable rate for the remainder of the term. The overall cost for comparison is 7.1% APR.

  • Available up to 60% Loan to Value
  • Lenders arrangement fees of £2094
  • Early Repayment Charges of 3% until 30/11/09, then 2% until 30/11/10
5 Year Fixed Rate

5.75% fixed until 30/11/13 then reverting to the lender's variable rate for the remainder of the term. The overall cost for comparison is 6.8% APR.

  • Available up to 60% Loan to Value
  • Lenders arrangement fee of £1094
  • Early Repayment Charges 5% until 30/11/10 then 4% until 30/11/11 then 3% until 30/11/12 then 2% until 30/11/13
2 Year Discounted Rate

4.99% a 1.26% discounted rate from the lender's standard variable rate for 2 years reverting to the lender's standard variable rate for the remaining term of the mortgage. The overall cost for comparison is 6.5% APR.

  • Available up to 80% Loan to Value
  • £2,499 lender's arrangement fee
  • Upto 1% Early Repayment Charge during the 2 years
  • Maximum Loan £250,000
Buy to Let 2 year Tracker Rate

6.09% A base rate tracker at 1.09% above base rate for 2 years then reverting to the lender's variable rate for the remaining term of the mortgage. The overall cost for comparison is 7.5% APR

  • Available up to 50% Loan to Value
  • £2995 Lender's arrangement fee
  • No Early repayment charges 
Buy to Let 2 year Fixed Rate

6.59% fixed until 30/09/10 then reverting to the lender's standard variable rate for the remainder of the term. The overall cost for comparison is 7.3% APR.

  • Available to 65% Loan to Value
  • Lenders arrangement fee of £1,999
  • Early repayment charges of 4% until 30/09/10

 

These rates were prepared on 26/08/2008 and have been selected considering factors such as rate of interest charged and quality of lenders administration. Rates are accurate on the date of publishing but may be subject to change at short notice and terms are dependent on individual circumstances. Broker fees of up to 1.25% may be charged, although we are happy to discuss payment choices. Authorised and regulated by the Financial Services Authority. The FSA does not regulate some forms of mortgage. YOUR HOME MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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